Welcome to progress with Highlakes Capital
Progressive capital + Diversified investments
We help ambitious businesses reach their next level, with straightforward access to capital.
We create a unique access to diversified pools of private investment opportunities across the trade and credit markets.
We create a unique access to diversified pools of private investment opportunities across the trade and credit markets.
Our services
Without partnership there is little progress for businesses today. Collaboration and uniting on common goals are key to success. At Highlakes Capital, we understand the true value of partnerships — the success of our business is built on trusted relationships and this informs how we shape and deliver our services.
Consulting services
Liquidity generation
Asset origination for Investors
Environmental, Social, Governance
Data analysis and monitoring
Servicing,
Back-up servicing
Back-up servicing
Tailored working capital solutions through direct access to market experts from the trade, capital markets and corporate banking sectors
Provide effective liquidity and access to wholesale funding through our institutional investor partnerships
Introduce our funding partners to unique and diversified investment opportunities, providing bespoke solutions for your cash deployment strategies
Bringing together sustainable, strategic funding to support impactful ESG projects and businesses
Technology driven analysis and performance monitoring, real-time assets quality governance
Bespoke servicing, back up servicing to support ongoing transactions
Our range of products help our clients move forward with finance. Each product comes with benefits that are engineered to address the variety of challenges that businesses may face in today’s markets. Our team works hard to understand your needs to create a personal and bespoke service.
Our trade finance products
Receivables Finance
Extended payment terms
Supply chain finance
Generate cash-flow from the true sale or assignment of receivables from a corporate’s balance sheet. This can take the form of receivables backed loans or other structures that generate liquidity using a company’s receivables assets as collateral.
Often referred to as buy now, pay later or distribution finance. This product allows for payment terms to be extended, supporting competitive pricing advantages for suppliers as well as cash flow improvement for the buy side customer.
Typically a single corporate credit risk of the buyer of goods or services, where their suppliers have sold their approved invoices in order to be paid sooner than the payment terms of their trade contracts.
Inventory finance
Contracted cash flow monetisation
The funding of inventory, either for short term warehouse purposes or by using inventory as security for a corporate loan.
Funding of contracted cash flows such as power purchase agreements, cash advancements backed by manufacturing contracts or delivered goods and services with extended repayment terms.
Real estate cash flow
Loan contracts where payment terms are fixed over a set period, including capex repayment facilities with hard assets as security.
About Highlakes Capital
Highlakes Capital was established to address market opportunities in the trade finance large ticket space. As global corporates look to find efficient ways of generating liquidity from their asset base, it was apparent that trade related solutions would unlock progressive market capital, enhancing a corporate’s potential as well as cash flow.
Through the development of funding solutions in trade, Highlakes Capital is able to generate access to a diverse source of investment opportunities for institutional investors in the private credit space.
Under the TP24 umbrella, Highlakes Capital leverages the tech capabilities of the parent company to deliver tech enabled, professional funding solutions for corporates. Whilst delivering a new asset class of investment ideas to a wider funding community.
The leadership team
Steven Hollands
Ben James
CEO Highlakes Capital
TP24 Group CEO and Director
Steven is CEO and Co-Founder of Highlakes Capital Limited, responsible for Client and Investor relationships as well as business growth for the company. Steven spent 6 years working at market leading trade finance company where he helped to build the Distribution function for the group. Latterly, heading the Global Institutional Investor sales team for flow and bespoke Trade Finance assets.
Prior to working in trade finance, Steven had seventeen years of experience within the fixed income markets division at Morgan Stanley, working within many teams including Institutional Credit sales, Bank Asset Funding (REPO), New Issue ABS Syndication, Securitised Products, finally heading Morgan Stanley’s European short term credit sales team.
Prior to working in trade finance, Steven had seventeen years of experience within the fixed income markets division at Morgan Stanley, working within many teams including Institutional Credit sales, Bank Asset Funding (REPO), New Issue ABS Syndication, Securitised Products, finally heading Morgan Stanley’s European short term credit sales team.
Ben James is CEO of the TP24 Group and Co founder of Highlakes Capital. Within TP24, Ben developed and created a unique B2B lending product that was inspired by his entrepreneurial vision to support the underserved SME market. Since founding TP24 in 2016, he has grown the business across 4 countries with over 50 employees globally, now adding new work streams and product expertise in the large ticket trade finance markets through Highlakes Capital.
Prior to TP24, he spent 18 years in banking and insurance, with a particular expertise in building and growing new income streams in both B2C and B2B lending sectors. During this time, he held senior leadership roles at GE Capital and Santander, leading large P&L's mainly within the credit insurance area.
Prior to TP24, he spent 18 years in banking and insurance, with a particular expertise in building and growing new income streams in both B2C and B2B lending sectors. During this time, he held senior leadership roles at GE Capital and Santander, leading large P&L's mainly within the credit insurance area.
Part of the TP24 Group
Zara Hayes
Head of Operations
Zara joined Highlakes Capital in 2021 as COO, responsible for establishing the company’s operational framework. Her role encompasses the management of third party operational relationships, settlements and Highlakes’ infrastructural processes.
Previously, Zara was a Director and head of Middle Office, running global trade
settlements and investor operational support for a global trade finance company. Zara worked for 3 years at Mount Street as an Asset Manager in the Commercial Loans space and spent 25 years at Morgan Stanley across a number of roles within Fixed Income. These included Sales support, trade processing as well as working within the Supply Chain Finance solutions team.
Previously, Zara was a Director and head of Middle Office, running global trade
settlements and investor operational support for a global trade finance company. Zara worked for 3 years at Mount Street as an Asset Manager in the Commercial Loans space and spent 25 years at Morgan Stanley across a number of roles within Fixed Income. These included Sales support, trade processing as well as working within the Supply Chain Finance solutions team.